Commercial Property Insurance
Commercial Property insurance is used to cover any commercial property from such perils as fire, theft, and natural disaster. A variety of businesses, including manufacturers, retailers, service-oriented business and not-for-profit organizations carry commercial property insurance.
Subject of coverage include:
The building that houses your business, including if it is owned or rented
All office equipment, including computers, phone systems, and furniture, whether they’re owned or leased
Accounting records and essential company documents
Manufacturing or processing equipment
Inventory kept in stock
Fence and landscaping
Signs and satellite dishes
The coverage limits as well as deductibles require careful consideration in choosing this type of coverage.