Commercial Umbrella Policy
This is the tool to increase coverage limits for every policy a company may have. It literally attaches at the end of each policy. For example, a company who has commercial auto with $1,000,000 limits incurs a catastrophic claim exhausting those limits, the umbrella would pick up any costs over and above those exhausted limits up to the policy limits of the umbrella. Umbrella policy limits range from $1,000,000 to $10,000,000 and simply put makes every policy it attaches to that much more valuable. It is a must have policy for companies who have significant assets.