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We understand that you have many choices in agencies that provide insurance. However, the number of agencies that work for you and not the insurance companies are considerably less. “We Work For You”.


We are a one stop shop for all commercial insurance needs. We are a small agency so we offer more personalized customer service. You will be greeted with a live person answering the phone and not a recording. We represent all the major carriers to provide the most value to our customers.

Erisa Plans - Worker's Compensation Insurance

Erisa Plans

These plans are actually agreements between the company and its employees as to what benefits they receive as a result of an injury and what conditions must be satisfied to receive compensation. Its these agreements we insure as a viable alternative to Worker's Compensation Insurance.

HR Support – Business Insurance

HR Support

The owner of Employers Risk Insurance has over 47 years of experience in a variety of industries. Our clients find him to be a valuable resource in dealing with all types of personnel issues.

Commercial Lines - General Liability Insurance

Commercial Lines

We provide all types of commercial insurance including but not limited to the following: Statutory Workers Compensation ( Subscription to W/C), Alternative to Workers Compensation ( Non-Subscription W/C) Commercial Auto, General Liability, Property, Directors and Officers (D&O), Employment Practices (EPLI).

  • We fully understand how important it is to have a close relationship with an agency that works in your best interest. We promise to be that agency.
    - Warren Howell